Invoice Templates by TotalSheets

Do you need more flexibility than online financial calculators can provide? Are you worried about entering your financial information on the internet? Download our free financial spreadsheets, designed for Microsoft Excel®,and work with them on your own computer.

Our financial templates are designed primarily for personal use, with the end user being anyone who has a basic understanding of spreadsheets. Although intuitive to use, each calculator also contains helpful information within the cell comments, and additional resources and references are provided on the individual download pages.



Debt Snowball Calculator
Debt Snowball Calculator

How fast can I get out of debt? How much can I save in interest payments? Use our Debt Reduction Calculator to help answer those quest[...]

Loan Amortization Schedule
Loan Amortization Schedule

An amortization schedule is a list of payments for a mortgage or loan, which shows how each payment is applied to both the principal amount a[...]

Retirement Calculator
Retirement Calculator

How much of your salary do you need to save to reach your retirement goal? That is not a simple question to answer, but that is what this spreadshee[...]

Annuity Calculator
Annuity Calculator

The Annuity Calculator on this page is based on the time-value-of-money or "finance theory" definition of annuity. By that definition,[...]

Auto Loan Calculator
Auto Loan Calculator

Use our free Auto Loan Calculator to estimate the overall cost of purchasing a car, including the sales price, sales tax, and the many charge[...]

Balloon Loan Calculator
Balloon Loan Calculator

A balloon loan or balloon mortgage payment is a payment in which you plan to pay off your auto or mortgage loan in a big chunk after a[...]

Line of Credit Tracker
Line of Credit Tracker

Are you a small business owner or small-time lender wanting to track a line of credit? If you have tried our other line of credit calculator, you wi[...]

Rental Property Cash Flow Analysis
Rental Property Cash Flow Analysis

This spreadsheet is for people who are thinking about purchasing rental property for the purpose of cash flow and leverage. It is a fairly basic wor[...]

Home Mortgage Calculator
Home Mortgage Calculator

Our free Home Mortgage Calculator for Excel is a powerful all-in-one worksheet that combines many of the features from our other mortgage and loan c[...]

Adjustable Rate Mortgage ARM Calculator
Adjustable Rate Mortgage ARM Calculator

Download a free ARM calculator for Excel that estimates the monthly payments and amortization schedule for an adjustable rate mort[...]

Home Affordability Calculator
Home Affordability Calculator

There are many factors to consider when figuring out how much home you can afford. Our home affordability calculator considers the following 4 comm[...]

College Savings Calculator
College Savings Calculator

How much will you need to save to help your child get a college education? That is the question my College Savings Calculator can help answer[...]

Free Yearly Budget Calculator
Free Yearly Budget Calculator

The TotalSheets® Yearly Budget Calculator is a powerful new combination of our Family Budget Planner and Monthly Budget spreadsheets. This <[...]

Home Budget Worksheet
Home Budget Worksheet

TotalSheets's free Home Budget Worksheet provides a very simple solution for creating a yearly budget. It was designed to help you make predi[...]

Money Tracker for Excel
Money Tracker for Excel

As teenagers and young adults start getting jobs and checking accounts and borrowing from their parents constantly, they need a way to track and man[...]

Simple Interest Loan Calculator
Simple Interest Loan Calculator

A Simple Interest Loan or Simple Interest Mortgage is the term used by the mortgage and loan industry to describe a part[...]

Credit Account Register Template
Credit Account Register Template

To use a credit card responsibly, you need to keep a detailed record of your transactions, fees and payments. You can use a credit account register[...]

Net Worth Calculator
Net Worth Calculator

Calculating your net worth is not a complicated process. For both individuals and businesses, net worth is simply the total value of y[...]

Paycheck Calculator
Paycheck Calculator

Use our Free Paycheck Calculator spreadsheet to estimate the effect of deductions, withholdings, federal tax, and allowances on your net t[...]

Free Time Card Calculator
Free Time Card Calculator

This free Time Card Calculator spreadsheet is one of the simplest timesheet calculators you will find. Because it is a spreadsheet, you can customiz[...]