Financial Calculators
![Invoice Templates by TotalSheets](./templates/images/financial-calculators-by-totalsheets.png)
Do you need more flexibility than online financial calculators can provide? Are you worried about entering your financial information on the internet? Download our free financial spreadsheets, designed for Microsoft Excel®,and work with them on your own computer.
Our financial templates are designed primarily for personal use, with the end user being anyone who has a basic understanding of spreadsheets. Although intuitive to use, each calculator also contains helpful information within the cell comments, and additional resources and references are provided on the individual download pages.
![Debt Snowball Calculator](./ExcelTemplates/images/debt-reduction-calculator_180.png)
How fast can I get out of debt? How much can I save in interest payments? Use our Debt Reduction Calculator to help answer those quest[...]
![Loan Amortization Schedule](./ExcelTemplates/images/loan-amortization-schedule_180.png)
An amortization schedule is a list of payments for a mortgage or loan, which shows how each payment is applied to both the principal amount a[...]
![Retirement Calculator](./ExcelTemplates/images/retirement-calculator_180.png)
How much of your salary do you need to save to reach your retirement goal? That is not a simple question to answer, but that is what this spreadshee[...]
![Annuity Calculator](./ExcelTemplates/images/annuity-calculator_180.png)
The Annuity Calculator on this page is based on the time-value-of-money or "finance theory" definition of annuity. By that definition,[...]
![Auto Loan Calculator](./ExcelTemplates/images/auto-loan-calculator_180.png)
Use our free Auto Loan Calculator to estimate the overall cost of purchasing a car, including the sales price, sales tax, and the many charge[...]
![Balloon Loan Calculator](./ExcelTemplates/images/balloon-loan-calculator_180.png)
A balloon loan or balloon mortgage payment is a payment in which you plan to pay off your auto or mortgage loan in a big chunk after a[...]
![Line of Credit Tracker](./ExcelTemplates/images/line-of-credit-tracker_180.png)
Are you a small business owner or small-time lender wanting to track a line of credit? If you have tried our other line of credit calculator, you wi[...]
![Rental Property Cash Flow Analysis](./ExcelTemplates/images/rental-cash-flow-analysis-template_180.png)
This spreadsheet is for people who are thinking about purchasing rental property for the purpose of cash flow and leverage. It is a fairly basic wor[...]
![Home Mortgage Calculator](./ExcelTemplates/images/home-mortgage-calculator_180.png)
Our free Home Mortgage Calculator for Excel is a powerful all-in-one worksheet that combines many of the features from our other mortgage and loan c[...]
![Adjustable Rate Mortgage ARM Calculator](./ExcelTemplates/images/arm-loan-calculator_180.png)
Download a free ARM calculator for Excel that estimates the monthly payments and amortization schedule for an adjustable rate mort[...]
![Home Affordability Calculator](./ExcelTemplates/images/home-affordability-calculator_180.png)
There are many factors to consider when figuring out how much home you can afford. Our home affordability calculator considers the following 4 comm[...]
![College Savings Calculator](./ExcelTemplates/images/college-savings-calculator_180.png)
How much will you need to save to help your child get a college education? That is the question my College Savings Calculator can help answer[...]
![Free Yearly Budget Calculator](./ExcelTemplates/images/yearly-budget-calculator_200.png)
The TotalSheets® Yearly Budget Calculator is a powerful new combination of our Family Budget Planner and Monthly Budget spreadsheets. This <[...]
![Home Budget Worksheet](./ExcelTemplates/images/home-budget-worksheet_180.png)
TotalSheets's free Home Budget Worksheet provides a very simple solution for creating a yearly budget. It was designed to help you make predi[...]
![Money Tracker for Excel](./ExcelTemplates/images/money-tracker-in-excel-mobile_200.png)
As teenagers and young adults start getting jobs and checking accounts and borrowing from their parents constantly, they need a way to track and man[...]
![Simple Interest Loan Calculator](./ExcelTemplates/images/simple-interest-loan-calculator_180.png)
A Simple Interest Loan or Simple Interest Mortgage is the term used by the mortgage and loan industry to describe a part[...]
![Credit Account Register Template](./ExcelTemplates/images/credit-account-register-template_200.png)
To use a credit card responsibly, you need to keep a detailed record of your transactions, fees and payments. You can use a credit account register[...]
![Net Worth Calculator](./ExcelTemplates/images/net-worth-calculator_180.png)
Calculating your net worth is not a complicated process. For both individuals and businesses, net worth is simply the total value of y[...]
![Paycheck Calculator](./ExcelTemplates/images/paycheck-calculator_180.png)
Use our Free Paycheck Calculator spreadsheet to estimate the effect of deductions, withholdings, federal tax, and allowances on your net t[...]
![Free Time Card Calculator](./ExcelTemplates/images/time-card-calculator_180.png)
This free Time Card Calculator spreadsheet is one of the simplest timesheet calculators you will find. Because it is a spreadsheet, you can customiz[...]